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Sample Monthly Rate

35-year-old · non-smoker · good health

$250,000

20-yr Term · Americo

$15/mo

$500,000

20-yr Term · Mutual of Omaha

$27/mo

$1,000,000

20-yr Term · CoreBridge

$49/mo

*Illustrative only. Your exact rate depends on age, health & coverage.

Rate Calculator

Estimate Your Monthly Premium

Based on 2024 Preferred Plus rates from top-rated carriers.

Gender

Term Length

Coverage Amount$500K
$50K$250K$500K$1M$1.5M
Your Age35 yrs
203040506075

Est. monthly rate

$24.50/mo
Preferred Plus · Non-smoker
Annual premium$294
Total over 20 yrs$5,880
Coverage amount$500K
Term length20 years
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Licensed in all 50 states
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What our customers say

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4.9 / 5.0

6,000+ Trustpilot reviews

“Got a $500K policy for less than my Netflix subscription. The whole thing took under 4 minutes and I was covered same day.”

Saved $42/mo
SK

Sarah K.

Texas

“Compared 5 carriers instantly. Switching from my old provider saved me $38 a month — that's almost $460 a year back in my pocket.”

Saved $38/mo
MT

Marcus T.

Florida

“No medical exam, no hassle, no upselling. Was approved the same day and the advisor who helped me was incredibly patient.”

Approved same day
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California

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